1. Shop Around for Car Insurance The difference in premiums between insurance companies can be amazing. What one company may consider a high risk factor another company may not view as so important. 2. Buy your insurance via the web Many insurance providers now offer some good discounts for buying the policy over the internet. The theory is that by purchasing your car insurance over the web, you are saving the company money. 3. Reduce your annual mileage How many miles you do a year is a common question that can affect your car insurance premium. The more miles you do the more your premium is likely to be. 4. Keep a clean driving record An obssious suggestion however...this may be easier said than done. Insurance companies take very seriously all driving convictions and it is usually an important part of their rating process. 5. Don't Turn in a Claim By being a safe driver and avoiding potential claims, you can continually benefit by building up your number of claim free years. Every additional No Claims Bonus year you get, the lower your car insurance cost should be. 6. Improve your car security Theft of and from your vehicle are important considerations when insurance companies calculate your price. Most companies will give you a discount for having better security of your vehicle. 7. Take an advanced driving test Although not compulsory, taking an advanced driving test can not only improve your driving skills but also help to lower your car insurance premium. 8. Pay your premium in one go By paying for your car insurance all in one go, you can avoid paying additional interest charges or statement fees that would be tacked on if you decided to pay in instalments. 9. Get married Okay... this may seem like a dramatic final way to lower your premium. Most insurance companies offer lower premiums when your named drivers are insured and spouse as opposed to two unmarried drivers.